November 22, 2020

Credit Card Voice Mail Scam

I get a lot of Credit Card scams on my cell and landline. This past spring I got a couple of voice messages that seemed very similar. These were left on my cellphone about 24-hours apart.

I am thinking these are going to the same call center in some foreign country.

Call From: (302) 501-7927 - NEW CASTLE DE

Apple Voicemail transcript:

Hello. This is Alice calling from the underwriting department regarding your Discover credit card account based on your recent payment activity and balanced you are eligible for an interest rate reduction to as low as 1.9% to take advantage of this limited-time offer please call card member Services directly at 1-800-694-0048. Once again, that's 1-800-694-0048. This will be the only notice you received and this offer is only valid for three business days. Thank you.

Call From: (302) 306-2083 - HARTLY DE

Apple Voicemail transcript:

Hello. This is Elizabeth calling from the underwriting department regarding your Capital one credit card account based on your recent payment activity and balance you may be eligible for an interest rate reduction to as low as 1.9% and there is additional information. I need to confirm your eligibility or so please return my call directly in the underwriting department at 1-800-258-6019. Once again 1-800-258-6019 and will be the only notice you receive and this offer is only valid for three business days. Thank you.

Avoid These Scams

Any company that "cold calls" you with an interest rate reduction offer is likely a scam. Especially if they need to "verify" your credit card number so they can look it up.

Have fun with these calls, never give any legitimate information.

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